What does HUD’s FY2027 Fair Market Rent say about Lusby?
HUD publishes a Small Area Fair Market Rent for each ZIP code in Calvert County. HUD’s FY2027 Fair Market Rent is a federal benchmark used for voucher programs. It is not a prediction of what a specific home will rent for. ZIP 20657 reads:
| Unit size | ZIP 20657 benchmark |
|---|---|
| Efficiency | $1,400 |
| 1 bedroom | $1,410 |
| 2 bedrooms | $1,790 |
| 3 bedrooms | $2,480 |
| 4 bedrooms | $2,800 |
Source: HUD FY2027 Small Area FMRs for Calvert County, retrieved October 29, 2026. A housing choice voucher payment standard starts from these numbers. For a number based on your own home, request a free rental assessment. The market rent entry explains the difference.
Do I need a rental license in Lusby?
No. The Maryland People’s Law Library lists no rental license for Calvert County. It lists two Calvert towns with their own licenses, Chesapeake Beach and North Beach, and Lusby is not a town. The table was last updated September 22, 2026. The library is the state judiciary’s law library, not a county site, so call the county before you list a home. See the rental license entry and our Southern Maryland rental license guide.
What is in and around Lusby?
- Calvert Cliffs State Park has a Lusby address, ZIP 20657. Maryland DNR calls it a day-use park with a sandy beach, fossils, an accessible playground, fishing, marshland and 13 miles of hiking trails. The park sits along cliffs that DNR says dominate the Chesapeake Bay shoreline for roughly 24 miles in Calvert County. It sets aside 1,079 acres as wild lands. The shortest route to the beach is the 1.8 mile Red Trail.
- Cove Point Lighthouse is at 3500 Lighthouse Boulevard. The Calvert Marine Museum describes an active lighthouse and keeper’s home on a seven-acre point of land.
- The Nuclear Regulatory Commission lists Calvert Cliffs Nuclear Power Plant, Unit 1 at Lusby, operated by Constellation Energy Generation, LLC.
If you rent out a home while on military orders, read our military PCS rental page and the PCS entry.
How far is Lusby from other places?
Using the Census Bureau’s 2024 place points, Lusby is about 8 miles in a straight line from Lexington Park, where our St. Mary’s and Calvert office is. The closest of the six hospitals we checked is MedStar St. Mary’s Hospital, 25500 Point Lookout Rd. in Leonardtown, about 12 miles in a straight line. CalvertHealth Medical Center in Prince Frederick is about 15 miles. These are straight-line figures, not drive times.
How does Lusby compare with nearby Calvert ZIPs?
The table shows HUD’s FY2027 two-bedroom Small Area Fair Market Rent for four Calvert ZIPs. It is a federal benchmark, not a prediction of what a specific home will rent for.
| ZIP | Area | 2 BR benchmark |
|---|---|---|
| 20678 | Prince Frederick | $1,480 |
| 20657 | Lusby | $1,790 |
| 20629 | Solomons | $2,420 |
| 20688 | Solomons | $2,840 |
What should an owner check before listing a home in Lusby?
- Confirm the license rule with Calvert County. The state’s table lists none for the county.
- Look up ZIP 20657, where the two-bedroom benchmark is $1,790.
- Plan the utilities. SMECO provides electric service to all but the northern tip of Calvert County.
- Ask for a free assessment, so the rent you set comes from your own home.
How does Real Property Management Gold work in Lusby?
Our Lexington Park office, at 22099 Three Notch Road Ste 111, Lexington Park, MD 20653, serves Calvert County rentals, including Lusby. Real Property Management Gold handles marketing, tenant screening, rent collection, maintenance, and financial reporting. Our tenant placement fee is 6.9% of the 1-year lease total, charged once after move-in. The property management fees page lists the three management plans.
If we don’t rent your property in 29 days or less, you do not pay a management fee for the first month. That promise is included in the Gold and Platinum plans. See property management services for what we cover.
Lusby is in Calvert County. Nearby town pages are Prince Frederick and Lexington Park.
Next step
Request a free assessment at Contact us or call (301) 392-2172.
This page is general information, not legal advice. Laws change; check the linked official source or talk to a Maryland attorney.
Frequently asked questions
What is the HUD Fair Market Rent in Lusby, MD?
HUD's FY2027 Small Area Fair Market Rent for ZIP 20657 is $1,400 for an efficiency, $1,410 for one bedroom, $1,790 for two, $2,480 for three and $2,800 for four. It is a federal benchmark for voucher programs, not a prediction of what a specific home will rent for.
Does Lusby require a rental license?
No. The Maryland People's Law Library lists no rental license for Calvert County, and the only Calvert towns it lists with licenses are Chesapeake Beach and North Beach. Lusby is not a town. Its table was last updated September 22, 2026. Confirm with the county before you list a home.
What is there to do at Calvert Cliffs State Park?
Maryland DNR describes a day-use park with a sandy beach, fossils, an accessible playground, fishing, marshland and 13 miles of hiking trails. It lists 1,079 acres as wild lands. The shortest route to the beach is the 1.8 mile Red Trail.
What is the Calvert Cliffs nuclear plant?
The Nuclear Regulatory Commission lists Calvert Cliffs Nuclear Power Plant, Unit 1 at Lusby, MD, operated by Constellation Energy Generation, LLC. The NRC page lists its license as expiring July 31, 2034. We mention it as a local landmark only.
Terms on this page
Sources
- HUD User: FY2027 Small Area FMRs, Calvert County HUD Metro FMR Area
- Maryland People's Law Library: Rental License Requirements
- Maryland People's Law Library: Rental License Requirements
- Maryland DNR: Calvert Cliffs State Park
- Maryland DNR: Calvert Cliffs State Park
- Maryland DNR: Calvert Cliffs State Park (Lusby address)
- Your Calvert: Cove Point Lighthouse
- Calvert Marine Museum: Cove Point Lighthouse
- U.S. Nuclear Regulatory Commission: Calvert Cliffs Nuclear Power Plant, Unit 1
- U.S. Nuclear Regulatory Commission: Calvert Cliffs Nuclear Power Plant, Unit 1
- U.S. Census Bureau: 2024 Gazetteer, places
- U.S. Census Bureau: 2024 Gazetteer, places
- U.S. Census Bureau: 2024 Gazetteer, places
- MedStar Health: MedStar St. Mary's Hospital
- Southern Maryland Electric Cooperative: Service Area
Checked against the sources above on October 29, 2026. Laws, fees and programs change, so check the linked page before you act.


